Terms of Service

1. Acceptance of Terms

By accessing and using Expert Hub (the "Service"), you accept and agree to be bound by the terms and provision of this agreement. These Terms of Service ("Terms") govern your use of our website and services.

2. Description of Service

Expert Hub provides:

• Expert reviews and analysis of financial products and services
• Professional advice on health, legal, and technology topics
• Comparison tools and educational content
• Information and resources for American consumers

3. User Responsibilities

As a user of our service, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Use the service only for lawful purposes
• Not interfere with or disrupt the service
• Respect intellectual property rights
• Not attempt to gain unauthorized access to our systems

4. Prohibited Uses

You may not use our service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code

5. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of Expert Hub and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

6. Disclaimer of Warranties

The information, tools, and services available on Expert Hub are provided on an "as is" basis. To the fullest extent permitted by law, this Company:

• Excludes all representations and warranties relating to this website and its contents
• Excludes all liability for damages arising out of or in connection with your use of this website
• Does not guarantee the accuracy, completeness, or timeliness of information
• Does not warrant that the service will be uninterrupted or error-free

7. Professional Advice Disclaimer

The content provided on Expert Hub is for informational purposes only and should not be construed as:

• Financial Advice: Consult with a qualified financial advisor before making investment decisions
• Medical Advice: Always consult with healthcare professionals for medical concerns
• Legal Advice: Consult with a qualified attorney for legal matters
• Tax Advice: Consult with a tax professional for tax-related decisions

8. Limitation of Liability

In no event shall Expert Hub, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

9. Indemnification

You agree to defend, indemnify, and hold harmless Expert Hub and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

10. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

11. Governing Law

These Terms shall be interpreted and governed by the laws of the State of New York, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: [email protected]
• Phone: +1 2279248767
• Address: 895 Veum Ridge, South Mandyfort, WI 16972-6035